Bank Financing Support Services
A set of services that offer various degrees of verification and security to your financial institution
Liquidity securities, Insurance Certificates and Express financing
A set of services whose purpose is to facilitate access to bank financing
The service is exclusive to Cesce customers.
Cesce will thus provide the guarantee to the financial institution in your place according to the degree of verification undertaken on the invoices you want to finance.
- Liquidity securities. Degree of verification COMPLETE
- Insurance Certificates. Degree of verification VERY HIGH
- Express financing. Degree of verification HIGH
The service is provided 100% on-line.
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Insurance Certificates
Documents issued by Cesce that facilitate access to bank financing for the advance payment of commercial credits included in the Cesce insurance.
- Nominate your financial institution as the beneficiary of the insurance, including the technical-commercial validation and verification of the invoices (review of commercial documentation and contact with the debtor).
- Degree of security for the financial institution: VERY HIGH.
- For credits issued to your customers from anywhere in the world (Italy and Greece on a case-by-case basis).
How does it work?
Your company may request a certificate of invoices declared for the purposes of the insurance, with maturity periods greater than or equal to 25 days as from the request, about the credits issued to simultaneously nominate the Financial Institution as the beneficiary of the indemnity in the event of default.
To facilitate access to the financing, Cesce has signed Collaboration Agreements with various Financial Institutions that have analysed and accepted Cesce’s certificates, nominating them as irrevocable beneficiaries as an instrument of guarantee for the assignment of the bank financing.
Liquidity Securities
A document considered by the Bank of Spain as a personal guarantee to the financial institution, which will finance you under the non-recourse factoring system.
- Validation, verification and notification solution for the debtor owing the credit to the financial institution.
- Degree of security for the financial institution: COMPLETE.
- For invoices issued to your customers resident in Europe (except Italy, Albania, Belarus and other countries on a case-by-case basis), Switzerland, USA, Morocco and Canada.
How does it work?
Your company will access the issuance of Liquidity Securities by entering into a factoring contract with a Financial Institution, through non-recourse assignment of the credits included in the Liquidity Securitiesz.
The service is provided through a specific technology platform for customers and Financial Institutions.
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Express Financing
Free service.
- Nominate your financial institution as the beneficiary of the insurance, including the service for validating the insurance coverage against your invoices (online reviews of performance of the conditions of the policy).
- Degree of security for the financial institution: HIGH.
- For invoices issued to your customers anywhere in the world.
How does it work?
Your company may select a “currently classified” debtor in the Policy, with the nomination type Enhanced Beneficiary and nominate the Financial Institution as the irrevocable Beneficiary of the indemnity.
Type of nomination of Beneficiary:
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Individual (on an Invoice-to-Invoice basis). Manually begin each application for Express Financing for certain credits of the debtor you select..
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Generic (Complete Debtor). Once the first application has been made, the rest will be generated automatically with each sales declaration, for all the selected debtor’s credits (present and future).
Cesce will carry out an automatic analysis of the invoices to verify their validity to the Financial Institution (current, valid classification endorsement, premium paid, amount applied for not greater than the Debtor’s Endorsement Limit...). And it will submit the validated to the Financial Institution for its acceptance as the Beneficiary.
The Financial Institution will accept its nomination as the irrevocable Beneficiary of the debtor or selected invoices and it will consult the result of this analysis on a credit-by-credit basis before financing it.
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Financiación services are exclusive to Cesce insureds
If you are interested, call us on +34 91 193 19 99 or send us your details and we’ll be in touch with you.
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Contact us
Send us your details on this form and we’ll get in touch with you as soon as possible.
We’ll be delighted to help you.
Call us 900 115 000
Customer Services Hours from 08.30 to 19.00 from Monday to Thursday and from 08.30 to 16.00 on Fridays
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