About Us
Cesce, Insuring success
Cesce, 50 years
A stable and solvent company
The ratings that endorse our work
The ratings that endorse our work
The risk rating agency Standard&Poor’s raised Cesce’s short-term rating in 2024 to A, from A-1, with a stable outlook.
According to its rating report, S&P expects Cesce to maintain its excellent level of capital, while increasing its income from premiums and maintaining its leading position in the Spanish credit insurance, surety insurance and information services market and, as the ECA, the market for insurance covering the risks of the internationalisation of the Spanish economy.
Our Mission
To drive our customers’ solid, long-term growth, offering them smart solutions for managing commercial credit that cover the business’s entire value chain – market research, management and transfer of the risk and access to financing – surety and guarantee solution that allow them to embark upon new projects and businesses.
To meet our public obligation as managers of State-backed Export Credit Insurance, with technical rigour, professionalism and strict compliance with applicable regulations, absolutely focused on supporting the internationalisation of Spanish companies..
Our Vision
We want to consolidate our company as the best support for companies that sell credit to other companies by designing innovative solutions that will also be conceptually and technologically ahead of our competitors, and to become the leading company in the market for quality of service, for the opportunities for professional and personal development we offer our employees and for our commitment to society.
Shareholders
The Spanish State
Santander Group
BBVA Group
Other Banks
Insurance companies
Safeguarding these principles in its different fields of action represents a shared responsibility of the Company and all its employees.
Therefore, the Cesce Code of Ethics defines and develops the principles that must be applied to the business and activities of Cesce
and the conduct guidelines applicable in the action framework of all activity of the Companies belonging to the Group.
All employees and managers who carry out an activity understood as associated with or attributable to Cesce or one of the companies that make up the Cesce Group are obligated to comply with the Code and the ethical commitments arising from it.
A Whistleblower Channel is established in accordance with Law 2/2023 so that employees, contractors and stakeholders can report breaches within the scope defined by the law, encompassing legal, fiscal and ethical violations related with the principles and values of Cesce Group.
Organisation chart
See the structure of Cesce’s Management Team, the Board of Directors and the Executive Committees of the Board
Group companies
Cesce is the head of a group of leading companies in the comprehensive management of commercial risk, information and technology in Europe and Latin America.
Informa
Leader in commercial, financial, industry & marketing information for companies. 95% of financial institutions in Spain use its databases for risk-related decision making.
Informa Portugal
With data on more than 1.7 million companies, the ref Informa D&B database reflects the entire business community of Portugal.
Informa Colombia
A leading company in Colombia in the supply of Commercial, Financial and Marketing Information for companies and businesspeople, to increase their knowledge of customers and suppliers and to minimise the commercial risk.
CTi Soluciones
Technology and business management services specialising in payment and data management. Specialists in technological solutions applied to payment, IT and BPO services.